Naini Salary Savings Bank Account:

Naini Salary Savings Bank Account:

These accounts are designed to attract the salaried individuals, having an in built feature of overdraft facility subject to maximum of Rs 1.00 Lakh.

Eligibility:

Permanent/regular Employees of State/central Government, Public Sector Undertakings, Semi Government Organization, state/central Govt. Corporations, Urban Development authorities, well established reputed educational institutions, Universities, MNCs, reputed Public Ltd Companies with minimum one-year service with the organization.

Minimum age 21 years

Minimum take home salary should be Rs 20,000/-

Overdraft Facility after six months of satisfactory regular credit of salary in the account.

Features

Account to open with Zero Balance

50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque.

50% waiver on processing charges for Retail Loans including Gold loan.

Deposits are insured by DICGC.

Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.

Provision for nomination.